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Saving Grace: 15 Tips on Creating a Budget to Stay Cash-Flow Positive During the Holidays

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  1. Set an amount for overall holiday spending.
    Once you assess your financial situation you can decide how much money overall you are able to spend during the holidays. Note that this includes everything from holiday dinners to parties to travel to gifts to decorations. Everything. If you pay for it during the holiday season, it will fall under this category of spending and it should be taken into account when assessing your total budget.
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