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  1. Browse before you buy.
    If you’re in a time crunch it’s easy to snag the first item you see in an effort to save time and energy. Yes, buying on the spot might make your life easier temporarily. But in the long run your budget will suffer because you aren’t seeking the best possible deal and you could be missing some great opportunities to save. Be sure to browse first, negotiate second and buy last once you’re sure about your purchase.