1. Consider affordable alternatives.
    Instead of giving an item to a loved one, consider other ways to convey the same sentiment without spending a fortune. You can gift experiences, you can make homemade objects, videos or photo collages, or you can collectively pick something special you want to do together (relaxing spa weekend anyone?) in the New Year and start saving together to make that a reality.
  1. Eliminate gifts for grown-ups.
    We did this a long time ago. It has changed our holiday spending, and has greatly decreased the amount of anxiety we experience during our seasonal shopping. It’s a little sad at first to decide that no adults will get gifts for any other adults—your inner child might shed a tear or two. But your budget will benefit and we promise you’ll be relieved when you don’t need to stress over what to buy your mother-in-law.