Saving-Grace-15-Tips-on-Staying-Cash-Flow-Positive-During-the-Holidays-MainPhoto

Saving-Grace-15-Tips-on-Creating-a-Budget-to-Stay-Cash-Flow-Positive-During-the-Holidays-photo5

  1. Target everyday expenses that could be adjusted.
    When it comes to creating a budget, if you want to afford the holidays you may need to cut out some items you afford on a daily basis. Think about what you spend money on every day: that morning cup of coffee, expensive dinners, going out for lunch at work, magazine subscriptions you never read etc. Think about where you could cut back on small things to see a big shift in your expendable cash.