6. Pay Yourself
If you did your own lawn work, put the corresponding rate for a lawn service into savings. Do the same with housekeeping chores or any other tasks that you would normally pay someone else to do.

7. Get Healthy
Ill health is expensive, especially when you include missed work, medication, doctor visits and general lack of productivity. Eat well, exercise and put that money toward something more fun than pills or a needle in the rump.