Money-Matters-How-to-Properly-Handle-Peer-to-Peer-Loans-MainPhotoThe same holds true for emergency savings. According to CFA of Bankrate, George McBride, “Americans continue to show a stunning lack of progress in accumulating sufficient emergency savings. Even among the highest-income households—those with annual income of $75,000 or above—fewer than half or 46% currently have a six-month savings cushion.” With this in mind, consider the following 13 tips on saving money that will help you get your financial big picture looking perfect.