Budgeting at home, home economics

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Make a Gorgeous Christmas Wreath Using Sandwich Bags

Make a Gorgeous Christmas Wreath Using Sandwich Bags

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Step by step to make a Christmas wreath with sandwich bags! I love having Christmas wreaths on my front door, but one that can handle the cold, wet weather. I've come up with a wreath that cost under $3.00 to make. Whether you look at…
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Free College Money: Where to Find Scholarships

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With the cost of college going through the roof, scholarships are one of the best ways to defray those costs, because they do not have to be repaid. Scholarships are offered by organizations, companies and private donors and they often go…
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Paying Off College Debt: New Ways to Do It

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Paying off College debt seems like an impossibility, but there is still hope. President Obama has announced the "Pay As You Earn" plan to make student loans more affordable for students. The plan will cap repayments for student federal loans…
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Is Now the Best Time to Refinance?

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These days, a flood of commercials on TV, Internet, and radio touting how easy it is to refinance your current mortgage and how helpful it will be to have lower payments due to record-low interest rates. Bear in mind refinancing means more…

No Shame in Feeding Your Children Using Food Stamps

I was at the supermarket checkout line when the cashier asked me if I wanted to make a donation for the needy. I would have liked to, but instead, I flashed my food stamps card and shook my head, saying: "I can't. This time, I'm the needy." The…
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Stretching Summer into Fall: The Frugal Fashionista Guide

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If the deluge of magazine covers trumpeting numerous fall trends and must-haves has you considering going into debt for a new wardrobe or just giving in to style obsolescence—don’t despair. For the frugal fashionista, a few key pieces…
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How to Keep Your Back To School Spending in Check

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It’s that time of year again. The time retailers (and our bank accounts) know that we’re gearing up to spend in droves. Back-to-school shopping is second only to the December holidays when it comes to spending. We are set to throw down…