If the deluge of magazine covers trumpeting numerous fall trends and must-haves has you considering going into debt for a new wardrobe or just giving in to style obsolescence—don’t despair. For the frugal fashionista, a few key pieces and some artful layering will transform your favorite summer styles into fabulous fall looks. Remember that you absolutely can wear white after Labor Day, be creative, and accessorize!

Sandals & Peep Toes • A pair of colorful tights or ankle socks keeps you frostbite-free while wearing your sandals and peep toes long after the temperature dips below 70 degrees. Just remember, we’re not talking about Birkenstocks and white athletic socks. Think color blocking with panache or sleek black-on-black.

Summer Frock • Pair your sleeveless summer sheath or short-sleeved dress with a tailored blazer and nude fishnets (the perfect transition hosiery). Put on heeled loafers or pumps for a breezy, sophisticated office look. Amp up the glitz for evening with a great pair of booties and a fitted embellished jacket.

Read Related: Easy Ways to Wear White After Labor Day

Maxi Dress • Slip on a lightweight, cropped cardigan, swap your strappy sandals for a pair of oxfords and you’re ready for a day of errands or a casual lunch. With chunky heels, a statement choker, and an embellished cardi, you’ve got a boho-chic evening ensemble.

Lounge Pants • Easy cotton lounge pants go from beachside leisure to autumn errands by trading flip flops for knee socks (a little extra warmth) and sneakers or flats. Top it off with a great denim jacket or cozy hoodie and a light scarf.

Bermudas • Slim-fitting Bermudas look fantastic all year round. Swap your summer tank for a crisp long-sleeved blouse or a cozy sweater. Add opaque tights and kicky wedges or cool desert boots for a smart office ensemble.

Tailored Shorts Dress your summer shorts up a bit with a tuxedo jacket and a pretty silk blouse. With tights and booties or platforms, shorts are the new evening wear.