7. Get Credit Cards with Good Rewards Programs
If you’re gonna use a credit card, you better be earning points toward something. Seriously. There’s no excuse for not using a rewards-based credit card these days.

8. Join Members-Only Shopping Clubs
Most of these (Gilt, MyHabit and Zulily, for example) are free to join and offer limited-time flash sales on items from kids’ stuff to designer clothing.

9. Get Thrifty
There is no shame in shopping second-hand. In fact, due to its environmental impact, one of the best ways to save money is to join the green movement. Shopping at thrift stores is a great way to save money, reduce your carbon footprint and rock some vintage chic.