Another trick to make sure you save money, and you take care of the money in your savings account, is to sleep on it before making any major withdrawals, transfers or purchases. If you think a purchase is worthy of dipping into your savings account, don’t pull the trigger right away. Sleep on it. Jean Chatzky, financial editor for NBC’s Today Show and author of Money Rules: The Simple Path to Lifelong Security explains, “There are few things that we want to buy that can wait until tomorrow. Make yourself wait 24 hours and if you are still obsessed with it the next day, buy it.”