Entries by Shay Olivarria

,

6 Steps to Creating a Foundation for Wealth

UPDATED February 27th, 2018 Creating wealth isn’t as hard or complicated as you might think. It’s not so much about how much money you have, it’s more about using knowledge and systems to leverage your money effectively. There are six very simple things you can do to start you on the path to wealth. CHECK […]

,

Student Loans: Tips and Advice

UPDATED February 22th, 2018 There are 1.8 million Latino students in college according to a new study recently released by the Pew Hispanic Center. The blogosphere is abuzz with good feelings about how these students are building good lives for themselves and preparing to enter the job market with necessary skills, but I haven’t heard […]

,

Quinceañera Money Savers

UPDATED January 12th, 2018 Having a Quinceañera is a special time, as it commemorates the transition from girl to young woman. The event is usually filled with beautiful gowns, flowers, food, loved ones, and stress about how to pay for it all. No worries. I’ve compiled a list of ways to help you trim the […]

,

Three Little Words that Can Save You Money

UPDATED November 16th, 2017 There comes a time when you’re going to take out a loan. It could be a student loan, car loan, home or home improvement loan. Whichever type you take out, it’s important that you know these three little words that can save you money on your loan deal: Principle, Interest, and […]

,

Top 4 Holiday Gifts That Are Free

The best holiday gifts are free! Here are some that you may consider: According to the National Retail Federation, Americans will spend more than $465 billion this holiday season, with the average family spending $704. If that seems a bit “above average” to you, it may be because many of us are concerned about how […]

,

Know the Fees that Eat Away at Your 401k

Employees that invest in their company’s 401(k) plan should be able to understand their statements. A new rule from the Labor Department will, for the first time, enable many investors to understand how much of their investment dollars are going up in fees. “I know it’s there and that there’s money involved for me, but […]

,

Quick Facts for Latinas About 401k plan

A new study from the national Centers for Disease Control and Prevention says that most Latinas will live an average of 83 years. That’s great news until you start thinking about how you’ll live once you stop working. According to the Ariel/Aon Hewitt  Study 2012, Hispanics have considerably less—35% less—money invested than Asian-Americans and Whites. […]

,

6 Lessons in Finance for Your College-Bound Kid

If like millions of parents across America, you recently rejoiced in the high school graduation achievements of your child, congratulations to you and your child. But as parents, we know our work is never done. Now that these young people are transitioning into adulthood, it’s important to provide them with the personal finance tools that […]