It seems like every time you turn around, some store or online merchant wants you to sign up for its club or loyalty program. I now belong to so many, I have to use apps on my smartphone just to keep track of them all. Most of the programs are more trouble than they’re worth, and won’t get you anything but an inbox filled with junk mail. There are a few programs, though, which can save you money or earn you free stuff. Here are a few loyalty and incentive programs that moms should check out. COMCAST INTERNET ESSENTIALS I mentioned this one in my article, Financial Assistance Programs for Single Moms. This isn’t technically a membership or loyalty program, but I am so impressed with this program, I felt it deserved an encore. If you live within a Comcast service area and your child is eligible for free or reduced school lunches, you may be eligible for their $9.95 per month service called Internet Essentials. You’ll get basic high-speed Internet service, all the necessary equipment, and a waiver of the activation fee. Upon approval, you’ll receive a self-install kit with all the equipment and instructions. In order to qualify, you must live within a Comcast service area, have a child in the National School Lunch Program, have not subscribed to their Internet services within the past 90 days, nor have an overdue Comcast bill or any unreturned equipment. To apply, call 1-855-846-8376.