Budgeting at home, home economics

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Are You Afraid to Be Rich? Overcoming the Stigma of Money-MainPhoto

Are You Afraid to Be Rich? Overcoming the Stigma of Money

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Maggie Cervantes took the right steps in life. She has a master’s degree, bought her first house at 36, and works at a job she loves. But like many people, she started saving for retirement later in life.“When I turned 40 I recognized…
Free fun Christmas

Top 4 Holiday Gifts That Are Free

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The best holiday gifts are free! Here are some that you may consider: According to the National Retail Federation, Americans will spend more than $465 billion this holiday season, with the average family spending $704. If that seems a…
Beware of Black Friday!-SliderPhoto

Beware of Black Friday!

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Black Friday. It’s the most anticipated shopping day of the year and the unofficial beginning of the Christmas shopping season. It’s a day when many excited shoppers line up at their favorite stores in the wee hours of the morning, hoping…
4 Reasons to Start Christmas Shopping Early-MainPhoto

4 Reasons to Start Christmas Shopping Early

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The Christmas shopping rush seems to start earlier every year. Black Friday deals have turned Thanksgiving from a lovely dinner to a strategy session for groups of shoppers trying to beat the massive crowds to the best “door-busters.”…
How much to tip during the holidays

Holiday Tipping: Who To Tip and How Much Cash?

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Holiday tipping is customary, but how much and to whom? With the recession still looming, it's even harder to just give money away. But remember that these people provide their invaluable service to us year-round—from the dogwalker to…
Financial New Year Resolutions Mothers

7 Financial New Year’s Resolutions Moms Should Make

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Financial New Year’s resolutions are vital for a mother. After all if your finances are in order, you will sleep better at night and have more energy to devote to your children during the day. Following is a list of financial resolutions…
Medicaid Expansion Infographic-SliderPhoto

Medicaid Expansion Under Obamacare

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As Obamacare starts to be implemented nationally, 23 states have signed on for Medicaid expansion, a key provision of the Affordable Care Act (ACA). Medicaid expansion will allow more than 8 million low income to gain access to affordable health…
How to Find the Car that’s Right for You-MainPhoto

New Car Shopping Guide: How to Find the Car that’s Right for You

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The average American keeps a car for 11.4 years. It could be the economy, it could be brand loyalty, and it could be an aversion to pushy salesmen. And with the average cost per auto approaching $30,000, it pays to spend some time considering…
10 Factors that Affect Your Mortgage Rate-SliderPhoto

10 Factors that Affect Your Mortgage Rate

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You can’t turn on your television, surf the Web, open your mail or read a newspaper without being bombarded with mortgage rate advertising. But who or what sets those rates? Is it the Fed? Individual lenders? Fannie Mae and Freddie Mac? Read…