1. HSA
    High deductible plans allow you to qualify for a Health Savings Account, or HSA. According to NerdWallet, “For 2015, the IRS defines an HDHP for an individual as a plan with an out-of-pocket maximum of $6,450 and a minimum deductible of $1,300. For a family plan in 2015, the out-of-pocket maximum is $12,900 and the minimum deductible is $2,600.” An HSA lets you set aside a certain amount of pre-tax income to use for medical expenses.