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Organize Your Life Using Pizza Boxes

In case you didn't know, you may organize your life using pizza boxes in a creative way. I'm like my mother, I keep everything. And then on top of that, I'm a crafter—so I have lots of crafting tools: scissors, scrapbooking paper, rubber…

Using Your Credit Card To Build Your Credit

Credit cards can be used to build your credit, as long a you use them responsibly. Using credit cards for your gift shopping is almost a holiday tradition in itself. Unfortunately, many people not only underestimate how much they spend…

DIY Christmas Cards With a Latin Touch

Why not make your own Christmas cards to sustain the environment and save money? When I was a full-time television reporter, I had hundreds of business contacts. These were people who I had to put on my Christmas list. So one year, I decided…
Make a Gorgeous Christmas Wreath Using Sandwich Bags

Make a Gorgeous Christmas Wreath Using Sandwich Bags

Step by step to make a Christmas wreath with sandwich bags! I love having Christmas wreaths on my front door, but one that can handle the cold, wet weather. I've come up with a wreath that cost under $3.00 to make. Whether you look at…
Reasons to Join a Credit Union

5 Reasons to Join a Credit Union

Most people don't know the reasons why it's smart to join a credit union. I will tell you why. Saturday, November 5th was National Bank Transfer Day. The goal was to encourage bank customers to leave their banks and become members of a credit…

Black Friday or Cyber Monday? 5 Sites to Guide Your Shopping Journey

Black Friday or Cyber Monday? Thanksgiving is right around the corner (already!) and between making travel arrangements or prepping your guestroom and menu planning, you’ve got to be on your toes to take advantage of all the holiday sales.Black…
From Middle Class to Food Stamps-MainPhoto

From Middle Class to Food Stamps: A Latina Mom's Tale

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If you think Food Stamps aren't for people like you, think again! I was at the supermarket checkout line when the cashier asked me if I wanted to make a donation for the needy. I would have liked to, but instead, I flashed my food stamps…

Is Now the Best Time to Refinance?

These days, a flood of commercials on TV, Internet, and radio touting how easy it is to refinance your current mortgage and how helpful it will be to have lower payments due to record-low interest rates. Bear in mind refinancing means more…
Lessons in Back-To-School Shopping-MainPhoto

How to Keep Your Back To School Spending in Check

It’s that time of year again. The time retailers (and our bank accounts) know that we’re gearing up to spend in droves. Back-to-school shopping is second only to the December holidays when it comes to spending. We are set to throw down…