5. Opt for credit over debit.
When given the option, use credit rather than debit to ensure you get points. Why? Apparently some credit cards won’t allow you to acquire rewards points when you process a debit purchase. Yeah, we didn’t know that either. Side note to self—know your credit card’s rules regarding rewards.

6. Read the fine print and know the guidelines for miles usage.
Make sure to know the basic rules of using your miles to ensure you get full benefits. Which takes us back to the whole concept of researching your credit card before you commit and before you start spending. Know what you are getting, know how to get it and put the power of rewards points in your hands.