This is the nuclear option. You call your lender and say, “I can’t pay. Come get the car.” They repossess it, sell it at an auction (for peanuts), and then sue you for the difference. Your credit takes a massive hit. It’s not a “fun” escape; it’s a trapdoor that leads to a swamp.
Negative Equity Car Finance - Go Car Credit
Do not do this unless you are truly staring down bankruptcy or a medical emergency. It should be a last, desperate resort. Think of it like eating that weird leftover casserole from the back of the fridge—you’ll probably survive, but you won’t enjoy it.
