Some places charge a lower rate (or zero stamp duty) if you’re buying a home to live in, not just flip for profit. The catch? You have to swear on a stack of pancakes that you’ll move in within a certain timeframe—usually 6 to 12 months.
So don’t buy it as a weekend getaway or an investment property and then cry about the tax. Commit to the commute, change your utility bills, and become a proper resident. The government respects your loyalty—sort of.
Also, if you lie about this, the tax people will find out (they love sending letters to your rental address). So be honest, but strategic.
