Planning for your pension’s death is oddly joyful. It forces you to imagine your loved ones celebrating your life with a big, tax-free check. It’s the only time in finance where “you died” sounds like good news. So go ahead: update that beneficiary form. Pick a funny beneficiary. Tell your partner they’re getting a golden parachute if you eat too many oysters.
Death is inevitable, but your pension’s fate doesn’t have to be a boring mystery. It’s a quirky, human comedy of errors and loopholes. And if you’re reading this while alive? Congratulations—you still have time to make your death a financial triumph. Now go annoy your friends with this knowledge.
