Here’s the kicker—they won’t tell you. The DWP isn’t your fairy godmother. They’re more like a grumpy librarian who only helps if you ask nicely. You have to request the advance during your first claim or before your first payment lands. Miss that window, and you’re back to ramen city.
Pro tip: When you’re on the phone or at the Jobcentre, say these magic words: “I need an advance on my Universal Credit.” It’s like saying “open sesame,” but for money. Seriously, say it with confidence. They’ve heard it a thousand times. You’re not the first broke human in history.