6. I don’t need sunscreen because I have dark skin.
Dark skin offers more UV protection than light skin but, no one is immune from UV-caused skin damage. Dark-skinned people, like Blacks, some Hispanics, some Asians and Native Americans will burn, just not as quickly. So, no matter what your skin tone, apply sunscreen 20-30 minute before you go out.
7. I don’t need sunscreen if it’s cloudy.
Every dedicated sun-seeker knows that you can still get sunburned on a cloudy day. Clouds do not block UVA or UVB radiation.