KNOW YOUR CREDIT CARD BONUSES
There are all different kinds of credit card offerings: Some involve cash back. Others offer rewards for spending or frequent flier miles. Some offers have free balance transfers or an interest-free period. Some of these offers are reserved for new credit card accounts, which would mean that you’d have to apply for a new card. Before you apply, understand the financial terms
) especially if your credit score isn’t perfect. Here’s just a sample of credit card offers. (More can be found on creditcards.com
|Chase Sapphire Preferred
||•Cardholders can redeem bonus points/miles for cash.
•Cardholders also get double points on travel and dining charges.
|Chase Freedom Visa
||•New cardholders get a $100 cash back bonus after spending $500 within the first three months
•No annual fee
•APRs range from 15.99 to 22.99
|Citi Dividend World MasterCard
||•0% purchase APR for 15 months
•5% cash back on key gift-giving expenses categories through the end of the year
•$100 bonus for spending $500 in the first three months.
•No annual fee
|Citi Platinum Select MasterCard
||•0% interest rate on transferred debt for 21 months.
Capital One Venture Card
•Earn 2 miles for every $1 that you charge
|Blue Cash Preferred American Express
||•$150 after spending $1,000 within the first three months
•6% back from grocery stores and 3% back from department stores. These cash back categories are permanent
•Also offers a 6- or 12-month 0% introductory APR (depending on the applicant’s credit score).
|BankAmericard Cash Rewards
||•New customers qualify for $50 in bonus cash back when they spend $100 within 60 days of opening the account
•Earn 2% cash back on groceries and 3% cash back on gas station purchases up to $1,500 per quarter
•Earn 1% cash back on all other purchases made with the card
|Upromise World MasterCard
||•Earn 11% cash back for college when doing holiday shopping online through Upromise.com through Dec. 31.
•That 11% cash-back holiday promotion is in addition to cash-back offers of 10 percent or more available regularly online from Upromise retail partners
Seguir Leyendo :