4. Saving 15% of your income takes attitude. My friend Elaine King explains in her book Family and Money Matters that saving is an attitude. “I have clients who make a million dollars a month and can’t save and others who make $50,000 a year and who are saving,” she told me once. If you develop a habit of putting away 15% of any income you make, little by little your savings will grow. 5. Use coupons and comparison shop. For all your spending needs you can compare prices on websites like Hagoole, Nextag, and Bizrate and get discount coupons for purchases from online sites like Shop at Home, Coupon Mom, or Cuponeando. Do price comparisons and coupon searches with your young kids, or ask your preteens and teens to do the research for you.