In a struggling economy and with family incomes in constant flux, it’s important to teach your kids good money habits. This includes learning to distinguish between needs and wants, the value of saving, and how to delay gratification. Below are some money insights that you and your kids can use to stay ahead of the game while actually enjoying the game of economics on a daily basis. 1. You might be saying one thing and teaching another. Remember, your actions are more powerful than your words. If you and your partner constantly fight over money issues, your kids might associate money with stress. If you go on expensive vacations when you don’t have a job, your kids may never learn how to live within their means.