Holiday tipping is customary, but how much and to whom? With the recession still looming, it’s even harder to just give money away. But remember that these people provide their invaluable service to us year-round—from the dogwalker to the mailman to your child’s tutor. These hard workers count on these tips as part of their annual income, so when we tighten our purse strings, they suffer disproportionately. As for me, I’d rather reduce the amount I spend on myself while shopping for others or the amount I spend per gift rather than cut off the tipping.