5. Use your card to check into hotels. When you check into a hotel, the front desk clerk will ask for identification and a form of payment for your reservation. They’re not just trying to confirm your identity, they are also charging a security deposit to your account. Use your credit card so that you don’t unnecessarily tie up funds in your bank account during your stay (after all you might need them!)
6. Use your card for recurring payments. Recurring payments can be tricky to keep track of and, if you use a debit card or pay monthly bills directly from your bank account, you can easily (and accidentally) spend more than you have readily available in your account, which can lead to all sorts of overdraft fees and penalties. It’s much smarter and safer to use your credit card, just make sure to check all recurring charges each month to ensure they are correct, intentional and within your budget.