Can you imagine if we got paid for the time we actually spend on our smartphones? Well, short of that small miracle ever happening, what we can do is use the technology that comes with said gadget to maximize our finances. Indeed, technology has enhanced our lives in so many ways—allowing us to access virtually any information we need or any object we want to buy, any time of day, right from the palm of our hand. As opposed to making our lives more complicated, Forbes states, it can be argued that “Advances in innovation and technology promise to make life better for everyone, both professionally and personally.”
We can answer emails while lying in bed, we can watch TV while commuting to work and we can shop while we wait in line for coffee or even while we go to the bathroom. So in a world where technology has made wasting time and spending our money SO easy, how do we make sure that we are smart about our online behavior? Especially our spending behavior. To act smart you have to get smart about how you consume technology. With that in mind, here are 13 money management apps, as well as apps that help save you money to keep that piggy bank nice and happy.
1. BillGuard (Free) BillGuard is described by its developer as a “crowdsourced transaction intelligence network,” helps you monitor your credit card statement and spending by flagging merchants who frequently charge consumers for services they didn’t intend to buy (Hi recurring monthly charges, how ya doin?).